Im looking for insurance for my rig, and almost every place i go they ether want to setup my truck as comercial or wont except it because of the way it looks, i have a custom flatbed with tool boxes, i can afford 150$mo max, i got quoted $104mo, 300$ down, at another place, then they called after all the paper work was done two days later, and said they would not cover my vehicle, because of the flatbed.

What do i do????:confused:

Your trying to get full coverage aren't you!

If you just get collision most places don't need to see the vehicle therefore they don't know it's a flatbed.

Liability, just so i can be california legal drivability...

Originally posted by Rocktoad
Your trying to get full coverage aren't you!

If you just get collision most places don't need to see the vehicle therefore they don't know it's a flatbed.

I have Insurance in Wa thru Libery Mutual and I have yet to take any of my cars or trucks in for them to look at and they have all been for full coverage. It might be because the agent I have, but I dont know.:D

Whoops I got my words mixed up in my earlier post.

So your telling me they want to see the vehicle to insure it just for liability.

What insurance are you using.

I went to the allstate office and said my wife and I need insurance she needs full coverage and I just need the minimum.
Bam they didn't have to look at anything. We just signed the paperwrk and we were off.

My truck is labeled "SALVAGED" :( which means they have to take pics of it

hmmm maybe i could take the flatbed off and tell them i am having the dents taken out of my bed ... wink wink, i dunno, someone has to have some tricks / tips for me... :(

Originally posted by Rocktoad
Whoops I got my words mixed up in my earlier post.

So your telling me they want to see the vehicle to insure it just for liability.

What insurance are you using.

I went to the allstate office and said my wife and I need insurance she needs full coverage and I just need the minimum.
Bam they didn't have to look at anything. We just signed the paperwrk and we were off.

I was just going to say to pull the bed off and tell them you were trying to find a replacement for the mangled one that was on it.

:crybaby2: :crybaby2: :crybaby2: :crybaby2:

Here's one for you...put stakes in the flatbed and say its an OEM.....state farm insures mine with the pictures I provided.....they must be good they were from a appraiser....the gal never even stopped by just took the $50 and was on her way.....

Seems as though i can put the old bed back on and get covered

then a week later i'll just put the flatty back on