Anyone got $18,536.43?

Bones · 01-20-2006, 07:07 AM

[RANT ON]
Had the sheriff come to my house this morning greeting me with court documents from "XX" Hospital. This is where they first took my X-wife after the accident. I never went there, just got the call from the Pastor that she was in the accident and it was not looking good. Next thing I know they are life flighting her to "XX" Med. Center. I am assuming this charge is for the life flight, but have yet to see an itemized statement. I have known about this for a long time. I have tried calling the creditor sending me letters and I'd leave a message and we'd play phone tag. I have not heard from anyone in 6-7 months on this matter.

AlI I want to do is get this taken care of somehow. I do not understand how it is my responsibility since I was not there, did not sign anything, or ask for their services or for her to be life flighted. I am guilty for still being married that is all. I know it's bullshit, but that is the way it is. I am going to try to make some calls today and see what can be done. My folks are in town this weekend also so they might be able to help out in someway.

--
Chris

[/RANT OFF]

Benzz0 · 01-20-2006, 07:21 AM

Was she under your Health Insurance provider? If so who is it?

I work for one and if its the one I work for I MAY be able to help...employees have their own advocate for things like for friends and family

BajaCherokee92 · 01-20-2006, 07:21 AM

Primary or Secondary insurance won't pay for it?

Bones · 01-20-2006, 07:24 AM

She had no job and it was suicide. My parents paid for her Cobra ins. just for this reason and she was very unstable. I am unsure what company it was as it was a year ago. I am thinking United Healthcare though.

So life ins. does not pay up in this case, I am responsible for all joint debts, etc. I have gotten zero help from any debtor in this deal.

mark99tj · 01-20-2006, 07:34 AM

You really need to consult a lawyer if you have not already. They will be able to help you and tell you what your options are.

Bones · 01-20-2006, 07:37 AM

Wish I had the $$ for a lawyer is the issue. I am going to talk with my family tonight and go from there.

rockota · 01-20-2006, 08:01 AM

Quote:

Originally Posted by Bones

Wish I had the $$ for a lawyer is the issue. I am going to talk with my family tonight and go from there.

sounds more like you don't have the $$ to NOT talk to a lawyer, Chris. You should be able to get a free consult.

Bones · 01-20-2006, 08:04 AM

Quote:

Originally Posted by rockota

sounds more like you don't have the $$ to NOT talk to a lawyer, Chris. You should be able to get a free consult.

I know. I will get a lawyer for sure. I just want this taken care of ASAP. Nothing is ever simple.

rockota · 01-20-2006, 08:11 AM

Quote:

Originally Posted by Bones

. Nothing is ever simple.

Some things are, but then we question those to the point of making them complex.

Bones · 01-20-2006, 08:14 AM

Quote:

Originally Posted by rockota

Some things are, but then we question those to the point of making them complex.

Quit trying to act wise beyond your years

Blame Canada · 01-20-2006, 09:02 AM

Well, to make things more clear.

Ask for an itemized statement of the bills.
Ask to see your signature.

As far ar I know, your X's "estate" is responsible for the debt. Not you. Therefore, has your X gone through probabte/an executor? If this has been done, the debt resolves with the estate/executor, as they should have paid the debt upon winding up the estate, and or notifyied the creditors that the estate was bankrupt.

Good luck. But if it's not in your name (credit application was never signed by you) it shouldn't be able to effect your credit rating.

Bones · 01-20-2006, 09:09 AM

Quote:

Originally Posted by Blame Canada

Well, to make things more clear.

Ask for an itemized statement of the bills.
Ask to see your signature.

As far ar I know, your X's "estate" is responsible for the debt. Not you. Therefore, has your X gone through probabte/an executor? If this has been done, the debt resolves with the estate/executor, as they should have paid the debt upon winding up the estate, and or notifyied the creditors that the estate was bankrupt.

Good luck. But if it's not in your name (credit application was never signed by you) it shouldn't be able to effect your credit rating.

We were still married when this happened. She had been served papers and the divorce was to be finalized in the coming weeks.

She had no "estate". I took the debts, loans in her name only were taken care of since I was not with her then (school loans, etc) sold what I didn't need and moved on hoping this would be in my past.

I did not sign anything at this hospital that sent me papers. I was never at this hospital, just got a call from the Pastor there telling me of the accident. Since I was her husband legally, I had to sign the death cert. and papers at the hospital she was flown to. All those bills are taken care of via insurance and the fact that she was an organ donor and that also helped pay bills I was told.

Maybe I am missing something from what you said?? That last statment about a credit app. I did not follow.

ecrist · 01-20-2006, 09:11 AM

Quote:

Originally Posted by Bones

.....Maybe I am missing something from what you said?? That
last statment about a credit app. I did not follow.

If you didn't sign any papers stating you would be financially responsible for the charges then you have a much better case.

ironpig70 · 01-20-2006, 09:13 AM

i'll tell you this from personal experience. many insurance companies don't cover med flight. buddy had his daughter med flighted and same thing as you not covered. secondly you don't need to be their and your consent is not needed. hell her consent is also not needed for med flight its called "implied" consent(iirc) and it basically says shes out of it but a "normal" and "rational" thinking person would want us to perform this care. and being her husband you assume any and all her debt.

Bones · 01-20-2006, 09:13 AM

Quote:

Originally Posted by ecrist

If you didn't sign any papers stating you would be financially responsible for the charges then you have a much better case.

Oh I agree with you. I need to clear all this up somehow and that requires a lawyer and time off work and more and more BS.

I will keep you all posted on the outcome.

Bones · 01-20-2006, 09:14 AM

Quote:

Originally Posted by ironpig70

i'll tell you this from personal experience. many insurance companies don't cover med flight. buddy had his daughter med flighted and same thing as you not covered. secondly you don't need to be their and your consent is not needed. hell her consent is also not needed for med flight its called "implied" consent(iirc) and it basically says shes out of it but a "normal" and "rational" thinking person would want us to perform this care. and being her husband you assume any and all her debt.

I figured as much. If I would have been asked, I would have said no though. I was told she would not survive.

DavidVanVorous · 01-20-2006, 09:21 AM

Definately a lawyer required issue, you have a divorce problem, estate probate problem and a "who owns the debts" knot that all needs to be untangled and it isnt going to be a cheap legal fix.

The hospital is trying to avoid their payment going into the estate by hitting you up for the bill.

D.

Bones · 01-20-2006, 09:26 AM

Quote:

Originally Posted by DavidVanVorous

Definately a lawyer required issue, you have a divorce problem, estate probate problem and a "who owns the debts" knot that all needs to be untangled and it isnt going to be a cheap legal fix.

The hospital is trying to avoid their payment going into the estate by hitting you up for the bill.

D.

Never got divorced, I am widowed.

ecrist · 01-20-2006, 09:32 AM

That sucks man...good luck. I hope it works out for you.

Bones · 01-20-2006, 09:35 AM

Quote:

Originally Posted by ecrist

That sucks man...good luck. I hope it works out for you.

Tell me about it man! Just when I think it is all behind me.

Thanks for the help

offroadr35 · 01-20-2006, 09:39 AM

at the very least, Hospitals are always pretty easy to negotiate with. Perhaps something like a few hundred per month would work. It sounds like you should be able to get out of the whole thing though.

Bones · 01-20-2006, 09:50 AM

fe hundred a month. I sure hope not, that'd piss me of even more!

Stepside · 01-20-2006, 10:33 AM

See if the hospital has a foundation (its where they do fundraising) and ask about finanical help. When I was unemployeed and uninsured, I found a program through the hospital that payed my whole $8000.00 bill. Its worth a shot and good luck.

DRM · 01-20-2006, 10:44 AM

Just because you were married to her, does not mean you are responsible for her debts.

They have to be YOUR debts. If YOU are not on the debt with her - by your signature - then you are not responsible for her debts.

jeepcrazie · 01-20-2006, 10:47 AM

Tell them you do not have a green card. They will then forgive the debt.

01-20-2006, 07:07 AM	#1
Bones Registered User Join Date: Jan 2001 Member # 3007 Location: Cedar Rapids, Ia Posts: 8,419	Anyone got $18,536.43? [RANT ON] Had the sheriff come to my house this morning greeting me with court documents from "XX" Hospital. This is where they first took my X-wife after the accident. I never went there, just got the call from the Pastor that she was in the accident and it was not looking good. Next thing I know they are life flighting her to "XX" Med. Center. I am assuming this charge is for the life flight, but have yet to see an itemized statement. I have known about this for a long time. I have tried calling the creditor sending me letters and I'd leave a message and we'd play phone tag. I have not heard from anyone in 6-7 months on this matter. AlI I want to do is get this taken care of somehow. I do not understand how it is my responsibility since I was not there, did not sign anything, or ask for their services or for her to be life flighted. I am guilty for still being married that is all. I know it's bullshit, but that is the way it is. I am going to try to make some calls today and see what can be done. My folks are in town this weekend also so they might be able to help out in someway. -- Chris [/RANT OFF]

01-20-2006, 07:21 AM	#2
Benzz0 Zues of the Juice... Join Date: Sep 2003 Member # 22923 Location: Richmond, VA Posts: 1,120	Was she under your Health Insurance provider? If so who is it? I work for one and if its the one I work for I MAY be able to help...employees have their own advocate for things like for friends and family Last edited by Benzz0; 01-20-2006 at 07:21 AM.

01-20-2006, 07:21 AM	#3
BajaCherokee92 Registered User Join Date: Apr 2001 Member # 4363 Location: Virginia Beach, VA Posts: 52	Primary or Secondary insurance won't pay for it? __________________ '92 XJ- Stroked, Lifted, Bumpered, 44ed, Geared, Locked, LEDed, Scratched, Dented, Tired, and Exhausted. [QUOTE=fullygruntled]People have sex with furniture, too. I can't explain it, I just report it.[/QUOTE]

01-20-2006, 07:34 AM	#5
mark99tj Mouth of RCRocs Join Date: Jul 2003 Member # 21399 Location: Rausch Creek Off-Road Park Posts: 212	You really need to consult a lawyer if you have not already. They will be able to help you and tell you what your options are. __________________ Rausch Creek Off-Road Park www.rauschcreekoffroadpark.org

01-20-2006, 09:02 AM	#11
Blame Canada Rock God Join Date: Jun 2001 Member # 5176 Location: Abbotsford, BC Posts: 1,141	Well, to make things more clear. Ask for an itemized statement of the bills. Ask to see your signature. As far ar I know, your X's "estate" is responsible for the debt. Not you. Therefore, has your X gone through probabte/an executor? If this has been done, the debt resolves with the estate/executor, as they should have paid the debt upon winding up the estate, and or notifyied the creditors that the estate was bankrupt. Good luck. But if it's not in your name (credit application was never signed by you) it shouldn't be able to effect your credit rating. __________________ I keep my post count low by posting in chit-chat. STOLEN!!! -->'80 CJ-7 w/ 258 I-6,T-176,D300, '94 YJ tub, '83 toy axles front & rear, Smirffield front axles, w/3.90's, 'YJ rears up front, and a bunch of home-grown patches, all sitting on BFG 35" MTs. Post #411

01-20-2006, 07:24 AM	#4
Bones Registered User Join Date: Jan 2001 Member # 3007 Location: Cedar Rapids, Ia Posts: 8,419	She had no job and it was suicide. My parents paid for her Cobra ins. just for this reason and she was very unstable. I am unsure what company it was as it was a year ago. I am thinking United Healthcare though. So life ins. does not pay up in this case, I am responsible for all joint debts, etc. I have gotten zero help from any debtor in this deal.

01-20-2006, 07:37 AM	#6
Bones Registered User Join Date: Jan 2001 Member # 3007 Location: Cedar Rapids, Ia Posts: 8,419	Wish I had the $$ for a lawyer is the issue. I am going to talk with my family tonight and go from there.

01-20-2006, 09:13 AM	#14
ironpig70 Registered User Join Date: Sep 2001 Member # 6957 Posts: 4,189	i'll tell you this from personal experience. many insurance companies don't cover med flight. buddy had his daughter med flighted and same thing as you not covered. secondly you don't need to be their and your consent is not needed. hell her consent is also not needed for med flight its called "implied" consent(iirc) and it basically says shes out of it but a "normal" and "rational" thinking person would want us to perform this care. and being her husband you assume any and all her debt. Last edited by ironpig70; 01-20-2006 at 09:14 AM.

01-20-2006, 09:21 AM	#17
DavidVanVorous Curmudgeon Join Date: Oct 2004 Member # 36733 Location: Bozeman MT Posts: 1,369	Definately a lawyer required issue, you have a divorce problem, estate probate problem and a "who owns the debts" knot that all needs to be untangled and it isnt going to be a cheap legal fix. The hospital is trying to avoid their payment going into the estate by hitting you up for the bill. D. __________________ The biggest proponent for fly fishing is the worm. P.F. McManus

01-20-2006, 09:32 AM	#19
ecrist Registered User Join Date: Jul 2002 Member # 12578 Location: Sun City, AZ Posts: 573	That sucks man...good luck. I hope it works out for you. __________________ Eric / `--'> < [] []////////\|:::} \_.--.> "I want to depart this world the same way I arrived; screaming and covered in someone else's blood"

01-20-2006, 09:39 AM	#21
offroadr35 Registered User Join Date: Dec 2001 Member # 8843 Location: Los Angeles Posts: 1,840	at the very least, Hospitals are always pretty easy to negotiate with. Perhaps something like a few hundred per month would work. It sounds like you should be able to get out of the whole thing though. __________________ "good judgement comes from experience. experience comes from bad judgement"

01-20-2006, 09:50 AM	#22
Bones Registered User Join Date: Jan 2001 Member # 3007 Location: Cedar Rapids, Ia Posts: 8,419	fe hundred a month. I sure hope not, that'd piss me of even more!

01-20-2006, 10:33 AM	#23
Stepside Registered User Join Date: Feb 2004 Member # 27621 Location: Colorado Springs Posts: 4	See if the hospital has a foundation (its where they do fundraising) and ask about finanical help. When I was unemployeed and uninsured, I found a program through the hospital that payed my whole $8000.00 bill. Its worth a shot and good luck. __________________ I'm as confused as a baby in a titty bar.

01-20-2006, 10:44 AM	#24
DRM The Quiet One Join Date: Feb 2000 Member # 8 Location: Spring Hill, TN Posts: 30,641 Blog Entries: 1	Just because you were married to her, does not mean you are responsible for her debts. They have to be YOUR debts. If YOU are not on the debt with her - by your signature - then you are not responsible for her debts. __________________ >David > 4x4Spot.com >It only hurts the first* time you agree with me...* >"A little nonsense now and then is cherished by the wisest men." >*FOR SALE: 87 4Runner / 60's / 3link rear / 39" PitBulls - $7500*

01-20-2006, 10:47 AM	#25
jeepcrazie Paying for others Join Date: Nov 2004 Member # 38032 Location: LEWYSVILLE Posts: 1,010	Tell them you do not have a green card. They will then forgive the debt. __________________ Shady Lady VIP #13 Last edited by jeepcrazie; 01-20-2006 at 10:47 AM.

Thread Tools
Show Printable Version Email this Page
Display Modes
Linear Mode Switch to Hybrid Mode Switch to Threaded Mode