Originally Posted by YotaAtieToo
I always wondered what would happen if my 97 cclb F350 4x4 7.3/5spd was totalled. With 325k on it, it bluebooks for like $4500 but you can't hardly replace it for $10k.
My buddies dad had a tree fall on his truck that was nearly identical but 200k and they gave him $13.5k without him having to argue. He was also able to buy it back for like $300
If you have coverage for the incident, you can argue market value.
I had the same thing happen. 180K 2005 Sierra 1500. I thought I was in fora a fight over the value as it was booking out around 9k-ish depending on what I picked as options. I got 11.5K back which put it way over what I was comparing it to. I took it and ran.