Originally Posted by muddeprived
Recently refinanced and received a check with the remaining escrow balance of old mortgage. It has my name and ex's on it. No "and" or "or" in Pay to the Order of. From what I've read either party can cash it but my question is do I need her signature too?
If you are going to get cash, lots of it, you need to call the bank in advance to tell them as that is what I've had to do before. Be prepared to fill out documents and answer questions from the bank when withdrawing large sums. Yes, it will piss you off when you are asked why you are taking large amounts of YOUR money out in cash.