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Old 01-02-2003, 11:17 PM   #1 (permalink)
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insuring a tube buggy?

filling out my UROC application tonight and it asks for insurace company etc, i'm hoping it doesn't apply but if it does, how the heck do you insure a buggy?


or do i use the vin and licence plate off the 82 toyota i cut up last year??
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Old 01-02-2003, 11:23 PM   #2 (permalink)
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Re: insuring a tube buggy?

Quote:
Originally posted by DSI
filling out my UROC application tonight and it asks for insurace company etc, i'm hoping it doesn't apply but if it does, how the heck do you insure a buggy?


or do i use the vin and licence plate off the 82 toyota i cut up last year??
I thought you were making that the new Hooder anyway??

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Old 01-02-2003, 11:24 PM   #3 (permalink)
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I asked the same question on another board, and got the don't ask don't tell answer.

Here
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Old 01-02-2003, 11:24 PM   #4 (permalink)
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see if your state has a street rod registration and reg. as that. insurance is cheap as you only drive it "to club events and shows" and other things like that
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Old 01-02-2003, 11:30 PM   #5 (permalink)
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fab some up on a puter thats what i wouldnt do
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Old 01-02-2003, 11:33 PM   #6 (permalink)
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I use my registation fom a jeep i totaled about four years ago. They never check. Don't sweat it.
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Old 01-02-2003, 11:37 PM   #7 (permalink)
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I called my insuracne company and they said yes they could insure it, but they or any other company wouldn't cover any claims that occured during a competition.

So it seems to me that if this is the case, why would an org. that puts on comps make you have insurance if it is void during the comp?
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Old 01-02-2003, 11:44 PM   #8 (permalink)
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Quote:
Originally posted by skulltoy
I called my insuracne company and they said yes they could insure it, but they or any other company wouldn't cover any claims that occured during a competition.
That is the samething that I have found out when I have researched this.

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So it seems to me that if this is the case, why would an org. that puts on comps make you have insurance if it is void during the comp?
This is what I don't understand!
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Old 01-03-2003, 12:44 AM   #9 (permalink)
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But will they cover claims from just regular wheeling? And if so... how they gonna know if you were competing or not???

Hate to sound crooked... but I've just got through dealin w/ my insurance company over a wreck I had a month or so ago... and my opinion from now on is fawk em... just a thought
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Old 01-03-2003, 12:55 AM   #10 (permalink)
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well when you are competing your not going to claim anything anyway it's just for tech
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Old 01-03-2003, 01:00 AM   #11 (permalink)
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...But say you roll off an obstical and take out a spectators car that was parked a little close, he's gonna want your insurance.



Not saying I agree with it, but what are we really supposed to do?
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Old 01-03-2003, 01:02 AM   #12 (permalink)
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that is covered by the promoters insurance
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Old 01-03-2003, 01:08 AM   #13 (permalink)
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So then if the promoter has insurance to cover these things, I gotta ask why the hell they want us to have insurance on our rigs?

Is UROC the only one that requires this?
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Old 01-03-2003, 01:11 AM   #14 (permalink)
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Old 01-03-2003, 01:43 AM   #15 (permalink)
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I would think it would be medical insurance they want incase you got hurt.

Do they really want you to have your rig insured?
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Old 01-03-2003, 01:44 AM   #16 (permalink)
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I've already checked that, it's not med insurance. It's insurance for your rig!
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Old 01-03-2003, 02:14 AM   #17 (permalink)
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Street insurance for off road racing is a joke. It's clearly stated in the policy that competitive events are not covered.

It's a joke that promoters are requiring insurance, cause the insurance is simply not for racing.


It's like getting full coverage for your Nascar ride. Take it out and race it, crash it and expect them to cover a full replacement for $100 per month plan? Not gona happen.


Any promoter that is requiring automotive insurance is ignorant.
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Old 01-03-2003, 02:20 AM   #18 (permalink)
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Quote:
Any promoter that is requiring automotive insurance is ignorant.
Bingo!
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Old 01-03-2003, 06:41 AM   #19 (permalink)
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erocc wants the same thing....bastards. I can't drive on the street, (old po-lice don't like it too much) oh well...PLPD!
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Old 01-03-2003, 06:48 AM   #20 (permalink)
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Re: insuring a tube buggy?

Quote:
Originally posted by DSI
filling out my UROC application tonight and it asks for insurace company etc, i'm hoping it doesn't apply but if it does, how the heck do you insure a buggy?


or do i use the vin and licence plate off the 82 toyota i cut up last year??
reread your fine print. just my op.
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Old 01-03-2003, 06:57 AM   #21 (permalink)
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My insurance won't cover anything that happens off-road. I've checked others and they say the same. Basically, insurance is street insurance, not off-road insurace.

Nascar has special race insurance that cost a lot of money. We could get the same thing but I don't think we could afford it. There are special companies that do that outside normal insurance companies.

I still like to Keep liability insurance on mine because it will cover it if I get into a wreck on the road while trailering and my rig rolls off the trailer on someone and kills them. I don't see why a competitor would require insurance though. It' not like ANY of the rigs that compete nowadays are street legal. It's also not like any of them drive up to the comp NOT on a trailer.

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Old 01-03-2003, 08:57 AM   #22 (permalink)
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Quote:
Originally posted by Chris Geiger
Street insurance for off road racing is a joke. It's clearly stated in the policy that competitive events are not covered.

It's a joke that promoters are requiring insurance, cause the insurance is simply not for racing.


It's like getting full coverage for your Nascar ride. Take it out and race it, crash it and expect them to cover a full replacement for $100 per month plan? Not gona happen.


Any promoter that is requiring automotive insurance is ignorant.
I am sure that the promoters, at least some, that are requiring insurance arre aware of this... I know Big Rich is based on a past thread about this topic. What I want to know is what exactly is being acheived by requiring it?
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Old 01-03-2003, 08:58 AM   #23 (permalink)
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most of my freinds who drive sand cars run insurance, i have insurance on my yamaha ski. If you have a green sticker you should be able to get some kind of recreational policy.
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Old 01-03-2003, 10:25 AM   #24 (permalink)
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Quote:
Originally posted by patooyee
My insurance won't cover anything that happens off-road. I've checked others and they say the same. Basically, insurance is street insurance, not off-road insurace.
FWIW, only my comp rig has ever been *OFF-ROAD*

My trail rig has seen a lot of Off-HIGHWAY miles, but has NEVER been OFF-ROAD.

If you follow the rules and stay on the trail, you're never "off-road".. so if that's the way they define the end of your coverage.. you're fine.

What's the difference between the Rubicon Trail and the graded forest-service road to your favorite picnic area that you take your family in the mini-van to?

Neither is off-road, technically speaking.

Related.. my insurance company said my policy was NULL the moment I competed in some type of motorsport event with my rig. not just, "You're not covered when racing".. I asked the question about driving a Geo to the drag strip, running the 1/4, and driving home.. no insurance on the trip home, according to her.

Of course, when my policy was up for renewal and I asked for my refund because I'd taken my Scout drag racing two weeks after I was in her office.. so my policy was void.. she changed her tune.
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Old 01-03-2003, 12:50 PM   #25 (permalink)
 
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i keep mine insured and registered........ it helps alot in case of fire or theft.....
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