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Old 01-30-2016, 06:13 PM   #26 (permalink)
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Chaff is correct. Tomorrow is not guaranteed.
Take that shit as soon as possible.

BTW SS benefits are based upon top 35 yrs paid in. Some folks pay in for 50+ yrs (starting at age 15-16 until 62/65/whatever), but since only 35 of them are counted, the other 15 or so (the low earning years, usually earliest) aren't factored into your benefit.

So I've paid in my 35 and just assume go off the grid.

Bucky
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Old 01-30-2016, 06:13 PM   #27 (permalink)
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Old 01-30-2016, 06:31 PM   #28 (permalink)
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I am 67 now and in Hospice.
Damn. I hate to hear that.
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Old 01-30-2016, 06:32 PM   #29 (permalink)
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I'm going at 64. That's in five years. I would go earlier,but the insurance thing stops me. Will you be able to carry insurance on you and you wife? (If married)
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Old 01-30-2016, 06:33 PM   #30 (permalink)
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Chaff is correct. Tomorrow is not guaranteed.
Take that shit as soon as possible.

BTW SS benefits are based upon top 35 yrs paid in. Some folks pay in for 50+ yrs (starting at age 15-16 until 62/65/whatever), but since only 35 of them are counted, the other 15 or so (the low earning years, usually earliest) aren't factored into your benefit.

So I've paid in my 35 and just assume go off the grid.

Bucky
I always thought it was based on credit hours. Learn something everyday.
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Old 01-30-2016, 06:33 PM   #31 (permalink)
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The age of... NEVER.

I'm 48, and it'll be L-O-N-G gone by the time I get old enough - if I live that long. If you're on it now, use up my share while you're at it. I'd rather a PBB'r have it, than some ILLEGAL FOREIGN INVADER that Obama let in here.
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Old 01-30-2016, 06:34 PM   #32 (permalink)
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4-1-16, have to take the severance in a couple months. Not allowed to work for the new company if severance is taken. Will not stat drawing pension till 62 yrs old, then I draw a full pension.
Will you NEED to take social security along with the pension to survive?

If you're getting paid for 1.5 years, and then a pension, I'd try to hold out until 65 if you can afford it.
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Old 01-30-2016, 06:38 PM   #33 (permalink)
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I'm 43. I'd start taking it right now if I could. I can do a damn bit better with my money than the gov't can.
This
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Old 01-30-2016, 06:39 PM   #34 (permalink)
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36?
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Old 01-30-2016, 06:39 PM   #35 (permalink)
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I always thought it was based on credit hours. Learn something everyday.
It's based on "credits" and you can earn up to 4 per year, needing a total of 40 credits for full benefits.

it doesn't take much earn income to get a credit, though.
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Old 01-30-2016, 06:41 PM   #36 (permalink)
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Will you NEED to take social security along with the pension to survive?

If you're getting paid for 1.5 years, and then a pension, I'd try to hold out until 65 if you can afford it.
Got pension, ss,personal savings and 401 k to work from.
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Old 01-30-2016, 06:51 PM   #37 (permalink)
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The age of... NEVER.

I'm 48, and it'll be L-O-N-G gone by the time I get old enough - if I live that long. If you're on it now, use up my share while you're at it. ::
thank you for your support,

pretty much what I though...then i hit 55 and WTF... hit 60... ..added up the numbers and ...pulled the pin.... at 62, filled out the papers and started getting back a little of what I payed in for 50 years.

Just turned 70, so thank you, keep that job, and pay your taxes...

maybe someday, somebody will do the same for you...
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Old 01-30-2016, 06:56 PM   #38 (permalink)
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Seeing as how Im 34, I doubt I'll get to collect social security.
I said that at your age too... now I'm starting to plan my SS.

For me, its $1872 if I retire next year at 62. If I wait till 66, its $2483. Holding out till 70 gets me $3277.

I'm gonna try and keep working till 70.
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Old 01-30-2016, 07:01 PM   #39 (permalink)
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Old 01-30-2016, 07:01 PM   #40 (permalink)
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thank you for your support,

pretty much what I though...then i hit 55 and WTF... hit 60... ..added up the numbers and ...pulled the pin.... at 62, filled out the papers and started getting back a little of what I payed in for 50 years.

Just turned 70, so thank you, keep that job, and pay your taxes...

maybe someday, somebody will do the same for you...
THIS. That's what I tell all the young guys at work.
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Old 01-30-2016, 07:05 PM   #41 (permalink)
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I said that at your age too... now I'm starting to plan my SS.

For me, its $1872 if I retire next year at 62. If I wait till 66, its $2483. Holding out till 70 gets me $3277.

I'm gonna try and keep working till 70.
You are passing up $179,712 from 62-70. It will take 10.6 years to make up the difference.

Can you collect SS while you are still working? If not, you should be able too. Why penalize someone for working?
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Old 01-30-2016, 07:46 PM   #42 (permalink)
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I always thought it was based on credit hours. Learn something everyday.
Eligibility is based upon credits. But dollar amount is based upon earnings (up to a point) and only top 35 yrs count.

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Old 01-30-2016, 08:31 PM   #43 (permalink)
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The age of... NEVER.

I'm 48, and it'll be L-O-N-G gone by the time I get old enough - if I live that long. If you're on it now, use up my share while you're at it. I'd rather a PBB'r have it, than some ILLEGAL FOREIGN INVADER that Obama let in here.
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Old 01-30-2016, 08:35 PM   #44 (permalink)
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Seeing as how Im 34, I doubt I'll get to collect social security.
^ This. I'm 35 and don't plan on seeing a dime. Fawking baby boomers!
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Old 01-30-2016, 09:22 PM   #45 (permalink)
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^ This. I'm 35 and don't plan on seeing a dime. Fawking baby boomers!
If it wasn't for us you wouldn't be here!
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Old 01-30-2016, 09:35 PM   #46 (permalink)
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^ This. I'm 35 and don't plan on seeing a dime. Fawking baby boomers!
I have been paying in longer than you have been alive, boo hoo to you.
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Old 01-30-2016, 09:39 PM   #47 (permalink)
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I have been paying in longer than you have been alive, boo hoo to you.
And you will more than likely pull out much more than you ever put in. I'll put in just as many years and not see a dime, again, the spoiled, entitled selfishness and political ignorance of the boomers is maddening.

Edit: I don't fault boomers for collecting SS, what I do fault is the entitlement mentality and disregard for future generations. Again, boomers were given the most prosperous time period in the history of the world and they shit all over it and paved the way for the downfall of this nation.

Social Security needs to end or at least needs to modified heavily and individuals need the ability to opt out if they choose to.

Last edited by Evilwhitey; 01-30-2016 at 09:45 PM.
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Old 01-30-2016, 09:45 PM   #48 (permalink)
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And you will more than likely pull out much more than you ever put in. I'll put in just as many years and not see a dime, again, the spoiled, entitled selfishness and political ignorance of the boomers is maddening.
Just checked my w-2 for 2015. I paid over 25,000 in taxes, and 6000 of that went to social security. As far as I know the company I work for had to match that.
I did not create this mess, I just try and survive in it like you do.

Last edited by osprey; 01-30-2016 at 09:52 PM.
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Old 01-30-2016, 10:01 PM   #49 (permalink)
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Just checked my w-2 for 2015. I paid over 25,000 in taxes, and 6000 of that went to social security. As far as I know the company I work for had to match that.
I did not create this mess, I just try and survive in it like you do.
Well, you personally may not have created this mess, but your generation certainly did. I edited my post above to reflect how I feel about collecting. I don't fault you for collecting and I get that you paid into the system and should receive something in return (albeit not nearly what most will collect).

What I do disagree with is the mentality of "not my mess, I don't care about future generations".

I also think it's bullshit that women who have never worked a day in their life receive SS and medicaid benefits. Again, the boomers had it easier than any other generation in the history of the world and didn't prepare for the future in any meaningful way.

Shoot, my grandmother, a woman that has never worked a day in her life and essentially sat in front of a TV for the past 60 years has been collecting for decades and will probably continue to collect for a decade more.
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Old 01-31-2016, 07:16 AM   #50 (permalink)
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34 here... 40 now.

SS ain't all it's cracked up to be, save your own pennies and be able to live rather than just pay insurance premiums and buy medicine. Being able to afford food is nice. There have been months that store-brand mac & cheese was out of our budget...
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