Market should be good for another year, despite what the analysts and pundits say. Bull markets don't die of old age...As I understand it, I can withdraw at 59 1/2. (With no penalty) So I was thinking of withdrawing soon to buy real estate, gold or put in safe. It doesn't make much in the safe, so I might let it sit. Don't suppose the market will crash untill the Dems get in. (2024?)
Check your vesting schedule if you have one, but yes 59 1/2 is the number. You'll have taxes to pay unless you roll it into self directed IRA on another tax advantaged account.